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Investor

Relations

Our corporate strategy and

investment proposition

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Corporate Overview

Business Description

Rubean AG develops software for highest quality and security demands of banks and all corporations, which take an active part in electronic payment. Rubean’s latest developments in the daughter company Smart Payment Solutions (SPS) GmbH enables a merchant Point-of-Sale terminal, called PhonePOS as pure smartphone app. The entire solution complies with Mastercard’s and VISA’s latest requirements.

With a core staff experienced in information technology for banks, young app developers and a management which is experienced in international sales, Rubean exploit the opportunities of the dynamic smartphone environment.

Market Development and Competition

The increasing distribution of increasingly powerful smartphones change also the way of on-site payments. In China people pay phone-to-phone by scanning a pixel code (QR code). In Europe the smoother contactless (NFC) payment method prevails. Mastercard and VISA support the concept of a “smartphone-only” payment terminal since 2017, in order to attract small and mobile merchants to accept contactless payments.

In cooperation with the Dutch-German POS terminal manufacturer CCV, Rubean is one of the worldwide first and most advanced solution providers in this burgeoning market segment. We have a competitive advantage in the form of early market entry and numerous patent applications which protect innovative solution attributes.

Shareholder Structure

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Trade Data

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Company Key Figures

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Reports and Publications

Since 17th April 2020 the company reports are limited to the necessary and audited parts. The additional voluntary, not audited parts have been deleted.​

September 2020

06 June 2020

20 May 2019

 

Corporate Calendar

  • Planned General Meeting (Video conference): 10th September 2020

  • End of the financial year: 31st December 2020

 

General Meetings

Rubean AG invites their shareholders to the

Virtual Ordinary General Meeting on September 10, 2020 at 12.00 a.m.

 

Fair Disclosure Policy / Corporate Governance

Goal of Rubean’s Corporate Governance is to manage and supervise the company in a responsible way and create and maintain long-term added value with Rubean. Further substantial aspects of Rubean’s Corporate Governance are an efficient cooperation between the executive and advisory board, attention to the shareholders‘ interests and openness and transparency in the corporate communications.

This aims at promoting trust of national and possibly also international investors, customers, stuff and the public in the management and supervision of German listed companies.

Rubean AG appreciates the creation of the Corporate Governance Codex and its anchoring in the Stock Corporation Act in § 161. Therewith a range of criteria for assessing the quality of corporate governance has been established.

We like to point out that to date Rubean’s executive and advisory board haven’t been subject to an annual statement according to the obligations of §161 AktG, stating to what extent the recommendations of the „Government Commission German Corporate Governance Code“ was and is complied with, since the company wasn’t listed according to §3 Abs. 2 AktG. Rubean AG‘s executive and advisory board haven’t issued a voluntary declaration of compliance with §161 AktG. At the date of the publication of the Prospectus, Rubean AG is not pursuing the German Corporate Governance Code.

However the advisory and executive board of Rubean AG will issue a declaration of compliance with the Government Commission German Corporate Governance Code. Like other companies also Rubean AG can’t comply with all criteria, since the Code is a standardized document applying for major and international blue chip companies as well as for minor and eventually just nationally acting, listed companies. Minor companies may not fulfill certain criteria. The according deviations need to be explained.

 

Security Prospectus

Rubean AG invites their shareholders to the

SECURITY PROSPECTUS for the offer to the public of 440.000 new no-par value bearer shares and the listing in the m:access segment (Open Market) of the Stock Exchange Munich.

International Securities Identification Number (ISIN): DE0005120802
Security Identification Number (WKN): 512080
Ticker Symbol: R1B

24th April 2020