Die Rubean AG develops software for highest quality and security demands of banks and all corporations, which take an active part in electronic payment. Rubean’s latest developments in the daughter company Smart Payment Solutions (SPS) GmbH enables a merchant Point-of-Sale terminal, called PhonePOS as pure smartphone app. The entire solution complies with Mastercard’s and VISA’s latest requirements.
With a core staff experienced in information technology for banks, young app developers and a management which is experienced in international sales, Rubean exploit the opportunities of the dynamic smartphone environment.
The increasing distribution of increasingly powerful smartphones change also the way of on-site payments. In China people pay phone-to-phone by scanning a pixel code (QR code). In Europe the smoother contactless (NFC) payment method prevails. Mastercard and VISA support the concept of a “smartphone-only” payment terminal since 2017, in order to attract small and mobile merchants to accept contactless payments.
In cooperation with the Dutch-German POS terminal manufacturer CCV, Rubean is one of the worldwide first and most advanced solution providers in this burgeoning market segment. We have a competitive advantage in the form of early market entry and numerous patent applications which protect innovative solution attributes.
|ISIN / WKN||International Securities Identification Number (ISIN):
Securities Identification Number (Wertpapierkennnummer):
|Market segment||Open Market|
|First day of trading||Sept. 16, 2016|
|Initial price||5,15 EUR|
|Volume of shares||1.100.000 abearer shares|
|Volume of shares||1,1 Mio. Euro|
|Applicant and Listing Partner||Small & Mid Cap Investmentbank AG|
|Pricing intermediary||Mwb fairtrade Wertpapierhandelsbank AG|
|*||Forecasted Rubean group revenue until 31st of December 2019, basically secured by existing contracts. Risk Disclosure: the forecasted revenue is without any warranty and just reflects the management's expectations for the according period|
Rubean AG invites their shareholders to the
Ordinary General Meeting
on 26. July 2019 at 10.00 a.m.
in the lawyer's office of Heuking Kühn Lüer Wojtek, Prinzregentenstraße 48, 80538 Munich.
Fair Disclosure Policy / Corporate Governance
Goal of Rubean’s „Corporate Governance“ is to manage and supervise the company in a responsible way and create and maintain long-term added value with Rubean. Further substantial aspects of Rubean’s „Corporate Governance“ are an efficient cooperation between the executive and advisory board, attention to the shareholders‘ interests and openess and transparency in the corporate communications.
This aims at promoting trust of national and possibly also international investors, customers, stuff and the public in the management and supervision of German listed companies.
Rubean AG appreciates the creation of the Corporate Governance Codex and its anchoring in the Stock Corporation Act in § 161. Therewith a range of criteria for assessing the quality of corporate governance has been established.
We like to point out that to date Rubean’s executive and advisory board haven’t been subject to an annual statement according to the obligations of §161 AktG, stating to what extent the recommendations of the „Government Commission German Corporate Governance Code“ was and is complied with, since the company wasn’t listed according to §3 Abs. 2 AktG. Rubean AG‘s executive and advisory board haven’t issued a voluntary declaration of compliance with §161 AktG. At the date of the publication of the Prospectus, Rubean AG is not pursuing the German Corporate Governance Code.
However the advisory and executive board of Rubean AG will issue a declaration of compliance with the „Government Commission German Corporate Governance Code“. Like other companies also Rubean AG can’t comply with all criteria, since the Code is a standardized document applying for major and international blue chip companies as well as for minor and eventually just nationally acting, listed companies. Minor companies may not fulfill certain criteria. The according deviations need to be explained.
SECURITY PROSPECTUS for the offer to the public of 1.000.000 no-par value bearer shares from the holdings of existing shareholders, included in the Open Market of the Stock Exchange Munich and related advertising of the company Rubean AG Munich in Germany, Austria and Luxembourg.
International Securities Identification Number (ISIN): DE0005120802
Security Identification Number (WKN): 512080
Ticker Symbol: R1B