Updated: May 20

PCI certifies RUBEAN’s PhonePOS for mass deployment, enables faster adoption of

Card Payments as certification opens up market opportunities around the world

Munich, Germany -19 May 2021- Rubean, the industry leader in software-based Point of

Sale (softPOS) technology, has been certified as PCI CPoC compliant, allowing for

contactless payment acceptance on commercial off the shelf handsets (COTS) by the

Payment Card Industry Security Standards Council. Rubean’s market leading PhonePOS

application turns any Android smartphone into a contactless card (and digital wallet)

point-of-sale without the need for additional hardware or dongles. With this certification,

PhonePOS can now be deployed in production settings and unlimited volumes around

the world.

“We are very pleased to have our capability to provide secure payment solutions

confirmed by the CPoC™ certification,” says Hermann Geupel, CEO, Rubean AG. “The

certification of our payment application for Android mobiles is a critical step in enabling

the mass market to accept tap-and-go payments. PhonePOS enables millions of smaller

merchants to quickly and easily accept card and mobile payments on a trustworthy

basis in seconds.”

The CPoC™ standard applies to the more widely available commercially produced

smartphones as opposed to industry specific devices such as payment terminals long

in use at retail globally. The PCI certification also improves Rubean’s ability to shorten

time to market for banks and acquirers to deploy PhonePOS and reduces the

development costs to bring into production.

“As the security laboratory that performed the CPoC evaluation, we congratulate Rubean

for achieving CPoC certification for PhonePOS. Knowing the demanding nature of the

CPoC requirements, our team relied on its decade of experience in mobile security, to

ensure a rigorous evaluation,” said Tim Hartog, Director Mobile Payment at Riscure

Security. “The outcome proves that PhonePOS is secure and compliant to the CPoC

standard and, therefore, can be safely used by merchants.”

Rubean’s certification couldn’t have occurred at a better time as scheme-authorized

pilots are limited in time and in the number of participants, while banks and acquirers

aim for large deployments and gaining market share in this emerging sector. As part of

the certification process, Rubean supplied over 400 pages of technical and procedural

documentation, as well as rigorous lab testing for evaluation by PCI.

“Given the expanding global market for “tap-and-go” payments, now with the CPoC

certification millions of small merchants could start accepting cashless transactions on

their Android mobile before the year is out,” added Geupel.

With offices in Munich, London and Hamburg, Tbilisi, and Tel Aviv and now New York and San Francisco,

Rubean is making it easier for merchants of all sizes to accept payments wherever they


About Rubean

Rubean AG has been developing software for the financial market for over 20 years, it’s

flagship solution, PhonePOS, leads the market in software-only Point-of-Sale

deployments. Rubean has been listed in the premium segment m:access of the Munich

Stock Exchange with symbol R1B since April 2020.

For more information about Rubean and our services please visit:


Benjamin Levy,

Chief Commercial Officer at:


Andy Abramson


15 views0 comments